ぐんぎん証券

　　Gungin Securities, established in October 2016 as a member of the Gunma Bank Group, is committed to offering diverse and high-quality financial services tailored to meet a wide range of customer needs. Regulated by FSA, Gungin Securities provides a comprehensive array of investment products including domestic and foreign stocks, ETFs, REITs, bonds, and investment trusts. Through its Gungi App and dedicated customer support, Gungin Securities continues to empower investors with robust tools and educational resources for informed decision-making in securities trading.

• Pros & Cons of Gungin Securities

Pros	Cons
Regulated by FSA	Limited Reception Hours
Diverse Investment Options	Dependence on Gunma Bank
Education and Support	Complex Website Contents

Pros:

　　Regulated by FSA: Being regulated by the Financial Services Agency (FSA) indicates compliance with stringent financial regulations, providing clients with a sense of security and reliability.

　　Diverse Investment Options: Gungin Securities offers a wide array of investment products, including domestic and foreign stocks, ETFs, REITs, bonds, and investment trusts.

　　Education and Support: Gungin Securities emphasizes investor education through its comprehensive education center, equipping beginners with essential knowledge and tools for securities trading.

Cons:

　　Limited Reception Hours: Gungin Securities operates with restricted office hours (Monday to Friday, 9:00 to 17:00), potentially limiting accessibility for clients who require assistance outside these times.

　　Dependence on Gunma Bank: While deposits are facilitated through accounts at Gunma Bank, which ensures clarity and accuracy, this dependency restricts flexibility in banking arrangements for some clients.

　　Complex Website Contents: Some clients can find the websites content complex or difficult to navigate, potentially impacting user experience and accessibility to information.

• Is Gungin Securities Safe？

　　Gungin Securities operates under regulatory oversight by Japan's Financial Services Agency (FSA), holding License No. 関東財務局長（金商）第2938号. The FSA plays a crucial role in safeguarding the interests of security investors, insurance policyholders, and depositors across Japan.

　　Under this regulatory framework, Gungin Securities ensures adherence to stringent standards in managing customer deposits and withdrawals. Deposits are facilitated through dedicated accounts at Gunma Bank, where each customer is allocated a unique account number specifically for deposit transactions.



• What are Securities to Trade with Gungin Securities？

　　Gungin Securities offers domestic stocks, foreign stocks, ETF & REITs, bond, investment trust and fund warp.

　　Domestic Stocks:

　　Gungin Securities offers stocks listed on the Tokyo Stock Exchange across various segments (Prime, Standard, Growth). It not handle Bank of Japan stock certificates, foreign stocks listed on TSE, or stocks listed on other domestic financial exchanges.Orders can be placed through a representative or by phone, specifying details like stock name, quantity, price (limit or market), and transaction type.

　　Foreign Stocks:

　　Focuses primarily on stocks listed on major U.S. stock exchanges (NYSE, NASDAQ). Also available under the new NISA scheme. Orders placed through Gungin Securities directly to the overseas market. Final settlement amount confirmed before the transaction.

　　ETFs (Exchange-Traded Funds):

　　Trades ETFs listed on the Tokyo Stock Exchange. ETFs track specific indices like the Nikkei 225 or TOPIX. Orders can be placed through a representative or by phone, specifying details like the ETF name, units, price (limit or market), and transaction type.

　　REITs (Real Estate Investment Trusts):

　　Trades REITs listed on the Tokyo Stock Exchange. REITs invest in real estate properties and distribute rental income or capital gains to investors. Orders can be placed through a representative or by phone, specifying details like the REIT name, units, price (limit or market), and transaction type.

　　Bonds:

　　The firm facilitates trading in bonds, including government bonds, corporate bonds, and other fixed-income securities. Bonds offer a stable source of income with predictable returns and are often used by investors to balance risk within their portfolios.

　　Investment Trusts:

　　Gungin Securities offers investment trusts, also known as mutual funds or collective investment schemes. These funds pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other assets managed by professional fund managers.

　　Fund Wrap:

　　Fund wrap services typically refer to platforms that offer a selection of mutual funds or investment funds from different providers in a single investment account.



• Gungin Securities Fees Review

　　Gungin Securities charges trading fees according to different transaction amount, odd-lot stock trading fees, foreign stock trading fees, and security transfer fees.

Transaction Amount (yen)	Fee Structure
Up to 500,000	1.430%
500,001 - 1,000,000	1.100% + 1,650
1,000,001 - 3,000,000	0.880% + 3,850
3,000,001 - 5,000,000	0.770% + 7,150
5,000,001 - 10,000,000	0.660% + 12,650
10,000,001 - 30,000,000	0.550% + 23,650
30,000,001 - 50,000,000	0.220% + 122,650
Over 50,000,000	0.055% + 205,150

　　Minimum Commission: JPY 2,750

　　Minimum Fee: 2,750 yen

　　Maximum Fee: 330,000 yen

　　Foreign Stock Trading Fees:

Transaction Amount (yen)	Fee Structure
Up to 1,000,000	1.430%
1,000,001 - 3,000,000	1.045% + 3,850
3,000,001 - 5,000,000	0.880% + 8,800
5,000,001 - 10,000,000	0.770% + 14,300
10,000,001 - 30,000,000	0.605% + 30,800
30,000,001 - 50,000,000	0.275% + 129,800
Over 50,000,000	0.110% + 212,300

　　Foreign Exchange Spread:

　　USD: 50 sen for less than 100,000 currency units, 25 sen for 100,000 to 1,000,000 units, 10 sen for more than 1,000,000 units.

　　AUD/NZD: 1 yen for less than 150,000 units, 50 sen for 150,000 to 1,000,000 units, 20 sen for more than 1,000,000 units.



• Gungin Securities Deposits & Withdrawals Review

　　For deposits, Gungin Securities arranges for customers to transfer funds into accounts at Gunma Bank. Each customer is assigned a specific dedicated account number for this purpose, which is separate from their securities trading account number. This ensures clarity and accuracy in processing deposits.

　　Regarding withdrawals, Gungin Securities swiftly processes requests based on customer instructions. If a customer contacts them before 4 p.m., the withdrawal is typically transferred to the registered deposit account by the next business day. Requests made after 4 p.m. are processed on the following business day.



• Gungin Securities App Review

　　Gungin Securities' Gungi App offers a robust and user-friendly platform for comprehensive money management and banking transactions, all conveniently accessible through a smartphone. The app provides detailed financial insights, allowing users to review transaction histories spanning up to 10 years. This feature is particularly handy as it mimics a passbook, presenting information in a sideways screen format that includes the ability to input notes for better record-keeping.

　　One of the standout features of the Gungi App is its capability to manage both loan balances and mutual funds within a single interface. This integrated approach streamlines financial management by eliminating the need for traditional paper passbooks and tedious manual bookkeeping tasks. Users can easily monitor and adjust their financial portfolios on the go, enhancing convenience and efficiency.



• Research & Education

　　Gungin Securities provides an extensive education center designed to equip beginners with the necessary knowledge and tools to navigate the world of securities trading. This comprehensive platform not only introduces the features of Gungin Securities but also delves into the intricacies of trading practices, product handling, and the account opening process.

　　Furthermore, Gungin Securities' education center provides access to critical information sheets and prospectuses, ensuring that investors are well-informed about the products they are considering.



• Customer Service

　　Customers can visit their office or get in touch with customer service line using the information provided below:

　　Reception hours: Monday ~ Friday 9:00 ~ 17:00

　　However, holidays (including substitute holidays) and year-end and New Year holidays (December 31 ~ January 3) are excluded.

　　Telephone: 027-289-3804

　　Address: 〒371-0023 2-2-11 Honmachi, Maebashi-shi, Gunma

• Conclusion

　　In conclusion, Gungin Securities presents itself as a choice for investors seeking a diverse range of investment options and strong regulatory backing from the FSA. However, clients should be mindful of factors such as limited reception hours, dependence on Gunma Bank for banking services, and complexities in navigating their website.

Frequently Asked Questions (FAQs)

　　Is Gungin Securities regulated？

　　Yes. It is regulated by FSA.

　　What types of securities can I invest in with Gungin Securities？

　　You can trade domestic stocks, foreign stocks, ETF & REITs, bond, investment trust and fund warp.

　　What are platforms offered by Gungin Securities？

　　It provides Gungi App.

　　How can I contact Gungin Securities？

　　You can contact via telephone: 027-289-3804.

Risk Warning

　　The information provided is based on WikiStock's expert evaluation of the brokerage's website data and is subject to change. Besides, online trading entails substantial risks, potentially leading to total loss of invested funds, so comprehending associated risks before engaging is crucial.