AGES Financial Services, Ltd. was founded with the goal of assisting our clients in every aspect of their financial lives. For each of our clients, we strive to help create financial stability and security to provide financial independence.
AGES Information
AGES Financial Services is a comprehensive brokerage firm offering a wide range of investment products and financial planning services. The firm provides access to stocks, bonds, options, mutual funds, and various other investment vehicles, catering to diverse financial goals and strategies. One major advantage of AGES is its extensive suite of financial calculators and educational resources, which help clients make informed decisions. Another pro is the firm's strong regulatory compliance and robust safety measures, ensuring a secure trading environment. However, a notable drawback is the absence of certain investment products like futures and cryptocurrencies, which may limit some investors' options.
Pros and Cons of AGES
AGES Financial Services offers a robust selection of investment products and comprehensive financial planning tools. However, it lacks certain investment products like futures and cryptocurrencies. The firm's educational resources and customer service are commendable, but the specifics of account minimums and interests on uninvested cash are not detailed, which could be a drawback for some investors.
Is AGES safe？
AGES Financial Services is regulated by the Financial Industry Regulatory Authority (FINRA) in the United States, with license numbers CRD#: 15427 and SEC#: 8-32155. The firm adheres to stringent regulatory standards to ensure the safety and security of client funds and operations. Client funds are held in segregated accounts, separate from the company's own funds, ensuring protection against company insolvency. Additionally, AGES Financial Services implements advanced security measures, including regular audits and encryption, to protect client data and transactions. These measures collectively ensure a secure and reliable trading environment for clients.
What are securities to trade with AGES
Stocks: Common and preferred stocks, foreign stocks (ADRs & GDRs).
Bonds: Municipal, corporate, convertible, U.S. Treasuries, agencies, and high-yield bonds.
Options: Supports options trading.
Mutual Funds: Load and no-load mutual funds.
Other Investments: Exchange-Traded Funds (ETFs), money market funds, closed-end funds, unit investment trusts, certificates of deposit (CDs), and annuities.
AGES Financial Services does not offer futures or cryptocurrencies, which might limit some investors' choices. However, the firm provides a comprehensive selection of other investment products, ensuring that clients have access to a wide range of asset classes and investment options.
AGES Accounts
Cash Brokerage Accounts: Standard accounts for trading and investing without borrowing.
Margin Brokerage Accounts: Accounts that allow borrowing to invest, providing greater leverage.
Cash Sweep Program: A feature that automatically transfers unused cash into interest-bearing accounts or funds for better cash management.
AGES Fees Review
AGES Financial Services charges various fees for account maintenance and services. Here are the key fees:
ACAT Processing Transfer In: No charge
ACAT Processing Transfer Out (Full or Partial): $100 per ACAT processed
Alternative Investments: $5 per month per security
Copies of Archived Monthly Statements/Confirms: $15 per document requested
Corporate Actions: $50 per event
DRS Transfer: $100 + pass-through of TA & DTC fees per event
DTC/Government/DWAC Delivery: $30 + pass-through of TA & DTC fees per receipt or delivery
Foreign Security Custody Fee: 2 bps per annum (subject to $2.50 minimum)
Inactive Account Fee: $50 per year per account
Margin and COD Extensions (Reg-T): $15 + interest per event
Option Exercise/Assignment Surcharge: $30 per transaction
Overnight Delivery Package: $50 per delivery
Paper Delivery Surcharge for Client Statements: $2.50 per statement
Vault/Safekeeping: $5 per certificate per month
ACH to Third Party: $10 per instruction
Federal Reserve Wire Transfer: $30 per wire
International Wire Transfer: $50 per wire
IRA Annual Fees: $50 per year per account
IRA Termination Fee: $50 per account
Margin Interest Rates: Varies from StoneX Base Rate + 2.25% to StoneX Base Rate + 1.00% depending on the debit balance amount.
AGES App Review
The AGES Financial Services app provides a comprehensive suite of calculators to help users with financial planning. These include:Retirement Calculators、Estate Calculators、Investment Calculators、Money Calculators、Tax Calculators、Lifestyle Calculators、Insurance Calculators
These tools assist users in making informed financial decisions and managing their investments effectively.
Research and Eduation
AGES Financial Services provides a comprehensive suite of research and educational resources including:
Media: Access to a blog, informational articles, and videos.
AGES Insights: Covers topics on retirement, estate & tax, investment & insurance, and money & lifestyle.
AGES Calculators: Offers retirement, estate, investment, money, tax, lifestyle, and insurance calculators to assist in financial planning and decision-making.
Customer Service
For general client inquiries and business interests, AGES Financial Services can be contacted at:
- Address: 444 Washington St. Suite 407, Woburn, MA 01801
- Phone: +1 (781) 933-6100
- Email: info@tag-ages.com
Conclusion
AGES Financial Services offers a comprehensive range of investment products and financial planning tools, making it suitable for a wide array of investors. The firm's strong regulatory compliance and robust safety measures provide a secure trading environment. However, the lack of certain products like futures and cryptocurrencies may be a limitation for some investors. Overall, AGES is a reliable and versatile brokerage firm with extensive resources for investor education and support.
FAQs
Is AGES safe to trade？
Yes, AGES Financial Services is regulated by the Financial Industry Regulatory Authority (FINRA) and adheres to stringent regulatory standards. Client funds are held in segregated accounts, and the firm employs advanced security measures, including regular audits and encryption, to protect client data and transactions.
Is AGES a good platform for beginners？
Yes, AGES provides extensive educational resources and financial calculators that are beneficial for beginners. These tools help new investors understand the logistics of different investments and make informed decisions.
Is AGES good for investing/retirement？
Yes, AGES offers a variety of investment and retirement accounts, including Individual Retirement Accounts (IRAs) and a cash sweep program. The firm also provides comprehensive financial planning services to help clients prepare for retirement and other long-term financial goals.
Risk Warning
The information provided is based on WikiStock's expert evaluation of the brokerage's website data and is subject to change. Besides, online trading entails substantial risks, potentially leading to total loss of invested funds, so comprehending associated risks before engaging is crucial.
